Vehicle Loans
Your dream vehicle can be a reality with Mirastar.
Explore what is possible this Spring.
Save more on your next vehicle with 1.00% off your auto loan rate and terms up to 72 months.* We are dedicated to creating new possibilities for our members while helping our community find better rates for their next ride.
Through our trusted partnership with Enterprise Car Sales, you’ll enjoy:
- 1.00% off your auto loan rate*
- Quality pre-inspected and pre-owned vehicles*
- 12 month or 12,000 miles limited powertrain warranty1
- 7 day or 1,000 miles return policy2
- 12-Month unlimited AAA Mileage Roadside Assistance3
Offer valid through June 30, 2026.
The open road is calling. Let’s help you get there.
Getting you into your next vehicle is an exciting moment and we’re here to help make it happen. Choose the option that fits your needs, and let’s get you moving with a loan that’s personalized to your budget.
Shop for a Car
As a Mirastar member, you have access to both Enterprise and Autoland – two premier auto purchasing services – where you’ll not only find your next dream ride, but it’ll also be yours at a great price.
Buy a New or Used Vehicle
Looking to purchase a new or used vehicle? Mirastar offers a variety of loan terms with low monthly payments to help you fit your budget.
Refinance My Auto Loan
Interested in reducing a high-interest rate auto loan from another lender or simply trying to lower your monthly payment? Our knowledgeable Loan Advisors will support you through the refinance process.
Buy a Boat or RV
We also offer loans for boats, RVs and trailers. If you’re looking for your next adventure, we have you covered.
Protect My Vehicle
Life can be unpredictable. This is why we offer debt protection, gap protection, depreciation protection, and mechanical breakdown insurance for your vehicle–so you’re covered when life throws you a curveball.
Disclosures
-
*APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on collateral conditions, qualifications, and creditworthiness. Financing is for qualified Credit Union members. Not all buyers will qualify. 1.00% off your approved auto loan APR with a max loan term of up to 72 months valid only on Enterprise Car Sales vehicles purchased from 04/01/26 – 6/30/26 and subject to change without notice. Rate discount is not available to refinance existing Mirastar auto loans. Payment Example: A loan amount of $25,000 with an APR of 6.380% and a term of 72 months would have a payment of $419.93. This example assumes a 6.380% APR before any rate discount is applied. Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use. Photo for illustration only. The “e” logo & Enterprise are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. ©2026
Mirastar Federal Credit Union is not responsible for any offer, purchase, lease or service provided by or through Enterprise Car Sales or Autoland LLC.
1Limited Powertrain Warranty begins on the vehicle purchase date & extends for 12 months or 12,000 miles, whichever comes first. Coverage runs concurrently with manufacturer warranty. Restrictions apply. See a Sales Consultant for details.
2For a period of 7 days after the date of purchase or 1,000 miles beyond the odometer reading at purchase, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 restocking fee, (as allowed by law). Restrictions apply. See a Sales Consultant for details.
3Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada.
Disclosures
-
*APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on collateral conditions, qualifications, and creditworthiness. Financing for qualified Credit Union members. Not all buyers will qualify. 1.00% off your approved auto loan APR with a max loan term of up to 72 months valid only on Enterprise Car Sales vehicles purchased starting from 09/30/25 and extended to 12/31/25. Loan payment example: $30,000 financed for 36 months at 4.99% APR (Annual Percentage Rate) will have a monthly payment of $900.73. This example assumes a 4.99% APR up to 36 month term, before any rate discount is applied. Rate discount is not available to refinance existing auto loans. Offer not guaranteed and subject to change. Other fees may apply.
¹Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness and the term of your loan. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to credit approval. You will be notified of the base rate for which you qualify when your loan request is approved. For payment examples, use our payment calculator or call 408-282-0700 or 800-282-6212 to speak with a Loan Advisor.
The “e” logo & Enterprise are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. ©2025