Vehicle Loans - Mirastar FCU

The open road is calling. Let’s help you get there.

Getting you into your next vehicle is an exciting moment and we’re here to help make it happen. Choose the option that fits your needs, and let’s get you moving with a loan that’s personalized to your budget.

Shop for a Car

As a Mirastar member, you have access to both Enterprise and Autoland – two premier auto purchasing services – where you’ll not only find your next dream ride, but it’ll also be yours at a great price.

Buy a New or Used Vehicle

Looking to purchase a new or used vehicle? Mirastar offers a variety of loan terms with low monthly payments to help you fit your budget.

Refinance My Auto Loan

Interested in reducing a high-interest rate auto loan from another lender or simply trying to lower your monthly payment? Our knowledgeable Loan Advisors will support you through the refinance process.

Buy a Boat or RV

We also offer loans for boats, RVs and trailers. If you’re looking for your next adventure, we have you covered.

Protect My Vehicle

Life can be unpredictable. This is why we offer debt protection, gap protection, depreciation protection, and mechanical breakdown insurance for your vehicle–so you’re covered when life throws you a curveball.

Disclosures

*NO PURCHASE NECESSARY. Must be 18+ to enter. Begins 6/1/25 at 10:00 AM PT and ends 7/31/25 at 5:00 PM PT. One (1) winner will receive a $750 cash prize. Odds of winning depend on number of entries received. Refinancing an auto loan not currently financed with Mirastar Federal Credit Union or submitting a mail-in entry qualifies as entry. Official Rules available at https://www.mirastarfcu.org/files/autoloan-refinance-drawing-rules.pdf. Void where prohibited. Winner is responsible for any applicable taxes. Sponsored by Mirastar Federal Credit Union, 2099 Gateway Pl, Suite 140, San Jose, CA 95110.

¹Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness and the term of your loan. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to credit approval. You will be notified of the base rate for which you qualify when your loan request is approved. Payment example: Pay $30.25 per month per $1,000 borrowed at 5.630% APR for 36 months. For more payment samples, use our payment calculator or call 408-282-0700 or 800-282-6212 to speak with a Loan Advisor.

This $75 gas card is available for all new auto loans of any amount and term, financed through Mirastar and funded by July 31, 2025.

Drive Into 75 with Mirastar