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Retirement Accounts

Plan for your future dreams.

Invest in your future, starting today.

Mirastar offers both Roth and Traditional IRAs for tax-deferred growth to help supplement your retirement savings plan. You deserve a prosperous future, and we’re here to help make it happen at any age.

No Fees

Low minimum deposit

$500 is the minimum amount needed to open an IRA Certificate.

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Flexible terms

You can open an IRA Certificate, from a term of 6 months, up to 48 months.

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Retirement planning tools and education

Mirastar’s Retirement Central is a one- stop shop for smart retirement planning.

Start saving for your child’s future.

Education Planning Resources

Invest in Your Child’s Education. The Coverdell Education Savings Account is a great way to start building college education savings for your children or grandchildren under the age of 18.

Contribute up to $2,000 per tax year, per child until they turn 18 (exceptions apply). While contributions are not tax-deductible, earnings grow tax-free.

Funds used for higher education expenses are tax-free when withdrawn if the recipient is under 30.

 

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Interested in how much you could be earning?

Check out our Certificate calculator and discover how much money you could be saving for your future.

Calculate my earnings

Open a Retirement Account today.

Open an account online
Start your online application
Open an account in person
Find a nearby branch

Knowledge is powerful.

Understanding how to manage your money shouldn’t be complicated. Here’s a variety of topics designed to build your knowledge so you can make the best financial decisions possible.

Beware the USPS Smishing Text Scam
Financial Advice

Beware the USPS Smishing Text Scam

Your phone pings with an incoming text. You swipe it open to find a message from the USPS. They’re texting to let you know that the scheduled delivery time for your package has been changed. Unfortunately, though, the message is not from the USPS and you’ve just been targeted by a scam.