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Home Loans

Everyone deserves the feeling of home ownership.

2025 Best Mortgage Experience Award

Mirastar Federal Credit Union has been recognized in the 2025 Best of the Best Awards as one of North America’s best credit unions for delivering an outstanding Mortgage Experience. MemberXP gathered feedback from members across 130+ top credit unions, and we’re honored to stand out for our dedication to exceptional service. Thank you to our incredible members for making this possible.

MemberXP Award

Your home, your way

Whether you’re buying your first home or next home, renewing or refinancing, investing or upgrading, our dedicated Mortgage Loan Officers will walk you through all the options and be with you every step of the way.

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Buying a Home

Home ownership can be a dream come true, but there are several important boxes that must be checked off before that happens. Our Mortgage Loan Officers are here to support you throughout the entire process.

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Using Your Home Equity

Renovating your home, paying for college tuition or planning a major family vacation? Tap into your home’s equity with a Fixed-Rate Second Mortgage or Home Equity Line of Credit and use the funds however you choose.

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Refinance Your Home

Whether you are looking to lower your monthly payment, change your loan terms or take advantage of low interest rates, our Mortgage Loan Officers will work with you to get you exactly what you need.