Refinance My Auto Loan
Spend less on your loan and more on the things that matter.
We’re here to help save you money.
Do you have a high-interest rate auto loan from another lender or are you simply trying to lower your monthly payment? Our knowledgeable loan advisors will guide you along the process to find a loan that fits your budget.
Benefits
Lower your monthly payment
A reduced interest rate can lower your monthly payments, freeing up cash for other bills or expenses.
Adjust your loan term
Circumstances change. Our refinancing helps you choose a more flexible repayment period that fits your current situation.
Pay off your loan faster
With a better term and a lower rate, you could potentially pay off your loan a lot faster than you originally planned.
Today’s rates
We offer affordable loan rates for your next new or used vehicle or motorcycle.
Loan Type |
APR2 |
Terms |
---|---|---|
1Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness and the term of your loan. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to credit approval. You will be notified of the base rate for which you qualify when your loan request is approved. Payment example: Payment example: Pay $30.64 per month per $1,000 borrowed at 6.485% APR for 36 months. For more payment samples, use our payment calculator or call 408-282-0700 to speak with a Loan Advisor. |
||
Loan Type New, Used & Refi1 |
APR2 6.485% – 17.990% |
Terms up to 36 months |
Loan Type New, Used & Refi1 |
APR2 6.735% – 17.990% |
Terms up to 60 months |
Loan Type New, Used & Refi1 |
APR2 6.985% – 14.735% |
Terms up to 72 months |
Loan Type New, Used & Refi1 |
APR2 7.235% – 10.985% |
Terms up to 84 months |
Loan Type New, Used First Time Buyer Program1 |
APR2 10.235% – 11.985% |
Terms up to 60 months |
Loan Type College Auto Loan Program2 |
APR2 10.485% |
Terms up to 60 months |
Loan Type |
APR |
Terms |
---|---|---|
1Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness and the term of your loan. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to credit approval. You will be notified of the base rate for which you qualify when your loan request is approved. Payment example: Pay $30.64 per month per $1,000 borrowed at 6.485% APR for 36 months. For more payment samples, use our payment calculator or call 408-282-0700 to speak with a Loan Advisor. |
||
Loan Type New, Used & Refi1 |
APR 7.960% – 14.210% |
Terms up to 36 months |
Loan Type New, Used & Refi1 |
APR 8.460% – 14.710% |
Terms up to 60 months |
Apply for refinancing today.
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Disclosures
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*Eligibility requirements and additional terms apply. Existing Mirastar loans are excluded from this offer. This offer is subject to all Mirastar loan policies and is subject to credit approval. Rates and terms of this offer are subject to change or cancelation without notice prior to acceptance. $100 cash back award is only available for loan amounts of $10,000 or greater. Limit one cash back award per loan closed. $100 cash back award will be deposited directly into your share savings account 90 days after loan funding. Loans that are paid off within 90 days of opening will not qualify.
¹Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness and the term of your loan. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to credit approval. You will be notified of the base rate for which you qualify when your loan request is approved. Payment example: Pay $30.62 per month per $1,000 borrowed at 6.435% APR for 36 months. For more payment samples, use our payment calculator or call 408-282-0700 to speak with a Loan Advisor.