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Young Adult Banking

Your path to financial literacy begins here.

We believe banking should match your milestones.

Your financial journey is unique, and so are your needs at every stage of life. Whether you’re just beginning to manage your own finances or ready to take on bigger goals like buying a home, we’re here to provide the right support, tools, and services to help you succeed.

What stage of life are you in right now?

Hand with Heart

Starting Your Journey

If you’re at the beginning of your financial journey—just out of high school or starting college—this set of services is tailored to help you establish a strong financial foundation.

Grow Money

Growing and Thriving

If you’re further along and ready to make bigger financial decisions like buying a home or planning for the future, these services are designed to support your growth.

Choose the financial support you need today.

Whether you’re just out of high school or a few steps beyond undergrad, we offer tailored financial solutions for our younger members.

  • Ideal for…

    Ideal for…

  • Free Checking Account*

    Free Checking Account*

  • Digital Banking

    Digital Banking

  • Exclusive loan options

    Exclusive loan options

  • Savings Account* options

    Savings Account* options

  • Money Management Tools

    Money Management Tools

Starting Your Journey

  • Ideal for…

    Young adults just out of high school

  • Free Checking Account*

    Included

  • Digital Banking

    Included – Mobile banking & mobile direct deposit

  • Exclusive loan options

    Smart Option Student Loan by SALLIE MAE®, College Auto Loan Program 

  • Savings Account* options

    Membership Savings*

  • Money Management Tools

    Access to ‘My Finances’ tool for online account management.

Growing and Thriving

  • Ideal for…

    Young adults who have completed college

  • Free Checking Account*

    Included

  • Digital Banking

    Included – Mobile banking & mobile direct deposit

  • Exclusive loan options

    Mortgage, Personal Loans, Auto Loans, and Visa Credit Cards

  • Savings Account* options

    Money Market**, Certificates**

  • Money Management Tools

    Access to ‘My Spending’ tool for managing various accounts.

Are you ready to take the next step?

As a Mirastar member, you get access to a full range of financial services designed to help you succeed at every stage in your life.

Join us
Open an account
Email or call us
Contact us
Visit a branch
Find us nearby

Disclosures

*Membership in Mirastar Federal Credit Union is required. Initial deposit may be required to establish an account. Checking does not have a minimum balance required to maintain account, but membership balance is required to be held in Regular Shares savings account. The term ‘Free’ refers to the absence of monthly maintenance fees. Other fees, such as those for overdrafts, insufficient funds or additional services may still apply. For full terms and conditions, refer to the Fee Schedule, Truth In Savings Disclosure and Membership and Account Agreement at https://www.mirastarfcu.org/disclosures/.

Review a copy of the current Fee Schedule.
Review a copy of the Truth In Savings Disclosure.
Review a copy of the Membership and Account Agreement.

Some limitations apply

**The Dividend Rate (DR) and Annual Percentage Yield (APY) stated for the term accounts listed are offered within the most recent seven calendar days and were accurate as of the above date. An Early Withdrawal Penalty will apply for withdrawal before the maturity date. Certificate Accounts are subject to approval, terms, and fees. Your savings federally insured to at least $250,000 by the National Credit Union Share Insurance Fund, administered by the NCUA and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Dividend Rate Schedule

Fee Schedule

Truth In Savings Disclosure