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Personal Loans & Lines of Credit

Stay in control with an easy-to-manage personal loan or line of credit.

Empowering your financial decision-making.

Have an unexpected expense, need extra funds or going through a special life event?  We understand life doesn’t always go according to plan, which is why our personal loans or personal line of credit exist for our members.

Explore your personal loan options.

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Personal Loan¹

Our personal loan offers a competitive fixed rate, flexible financing options, and low monthly payments. You’ll avoid high interest rates and save your hard-earned money.

Debit or Credit Card

Line of Credit¹

Conveniently access funds with a personal line of credit. You can automatically transfer funds to your checking account to cover any unexpected expenses and fees.

Hand Holding Dollar Bill

Deposit Secured Loan¹

Secure your loan with deposit funds. You’ll enjoy a lower interest rate on your loan while continuing to earn competitive dividends on your deposit account.

FAQs

Mirastar offers Personal Loans up to $30,000.

Don’t get stuck paying high interest rates – apply and start saving today.

We do not offer business loans at this time. However, we offer a variety loan options. From personal loans to home loans.

Knowledge is powerful.

Understanding how to manage your money shouldn’t be complicated. Here’s a variety of topics designed to build your knowledge so you can make the best financial decisions possible.

Disclosures

*APR= Annual Percentage Rate. Rates as low as 10.035% APR, your rate may be higher depending on your credit profile. Personal loan interest rates range from 10.035% to 17.990%. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to Credit Union approval. Terms offered up to 60 months. Other rates and terms are available. Payment amount per every $1,000 borrowed at 10.035% for 60 months equals $21.26 per month. For more payment samples, use our payment calculator or call 408-282-0700.