Vehicle Loans
Your dream vehicle can be a reality with Mirastar.
The open road is calling. Let’s help you get there.
Getting you into your next vehicle is an exciting moment and we’re here to help make it happen. Choose the option that fits your needs, and let’s get you moving with a loan that’s personalized to your budget.
Shop for a Car
As a Mirastar member, you have access to both Enterprise and Autoland – two premier auto purchasing services – where you’ll not only find your next dream ride, but it’ll also be yours at a great price.
Buy a New or Used Vehicle
Looking to purchase a new or used vehicle? Mirastar offers a variety of loan terms with low monthly payments to help you fit your budget.
Refinance My Auto Loan
Interested in reducing a high-interest rate auto loan from another lender or simply trying to lower your monthly payment? Our knowledgeable Loan Advisors will support you through the refinance process.
Buy a Boat or RV
We also offer loans for boats, RVs and trailers. If you’re looking for your next adventure, we have you covered.
Protect My Vehicle
Life can be unpredictable. This is why we offer debt protection, gap protection, depreciation protection, and mechanical breakdown insurance for your vehicle–so you’re covered when life throws you a curveball.
Lower your rate by 1.00%*
Upgrade your ride before the season ends. Get a 1.00% rate discount* on your Mirastar auto loan when you buy a quality pre-owned vehicle through Enterprise Car Sales.
Through our trusted partnership with Enterprise Car Sales, you will enjoy:
• 1.00% off your auto loan rate*
• Flexible terms up to 72 months
• Quality pre-inspected and pre-owned vehicles
• 12 month or 12,000 miles limited powertrain warranty1
• 7 day or 1,000 miles return policy2
• 12-Month unlimited AAA Mileage roadside assistance3
Offer valid through October 31, 2026.
*Offer subject to credit approval. Terms and conditions apply.
Disclosures
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1Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness and the term of your loan. All loan policies, rates and terms are subject to change without notice and all loan requests are subject to credit approval. You will be notified of the base rate for which you qualify when your loan request is approved. Payment example: Pay $29.97 per month per $1,000 borrowed at 4.990% APR for 36 months. For more payment samples, use our payment calculator or call 408-282-0700 to speak with a Loan Advisor.
Disclosures
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*APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on collateral conditions, qualifications, and creditworthiness. Financing is for qualified Credit Union members. Not all buyers will qualify. 1.00% off your approved auto loan APR with a max loan term of up to 72 months valid only on Enterprise Car Sales vehicles purchased from 8/01/26 – 10/31/26 and subject to change without notice. Rate discount is not available to refinance existing Mirastar auto loans. Payment Example: A loan amount of $25,000 with an APR of 4.740% and a term of 72 months would have a payment of approximately $399.64. This example assumes a 5.740% APR before any rate discount is applied.
Used vehicles were previously part of the Enterprise rental fleet &/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use. Photo for illustration only. The “e” logo & Enterprise are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. ©2026 Mirastar Federal Credit Union is not responsible for any offer, purchase, lease or service provided by or through Enterprise Car Sales or Autoland LLC.
1Limited Powertrain Warranty begins on the vehicle purchase date & extends for 12 months or 12,000 miles, whichever comes first. Coverage runs concurrently with manufacturer warranty. Restrictions apply. See a Sales Consultant for details.
2For a period of 7 days after the date of purchase or 1,000 miles beyond the odometer reading at purchase, whichever comes first, the vehicle may be returned for the exact price originally paid minus a $200 restocking fee, (as allowed by law). Restrictions apply. See a Sales Consultant for details.
3Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada.