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Use Your Home’s Equity

Unlock your home’s equity and open the door to more financial possibilities.

Turn your biggest dreams into reality.

Thinking about renovating your home, paying for college tuition, or planning a major family vacation? A home equity loan or line of credit are great options to make these big plans come to life.

House

Home Equity Line of Credit (HELOC)

Access your home’s equity with a flexible line of credit for home improvements, debt consolidation, or unexpected expenses. Borrow what you need, when you need it, with competitive rates and easy access to funds.

Hand Holding Dollar Bill

Home Equity Loan

Borrow against the equity in your home and receive a lump sum of money to use for things like home improvements, paying off debt, or other expenses. You’ll pay it back in regular monthly payments, just like a regular loan, usually at a fixed interest rate.

Apply for a home equity loan or line of credit.

Knowledge is powerful.

Understanding how to manage your money shouldn’t be complicated. Here’s a variety of topics designed to build your knowledge so you can make the best financial decisions possible.

Best Times to Buy Homes
Financial Advice

Best Times to Buy Homes

Your home will probably be the most expensive item you’ll ever buy. That’s why it’s of utmost importance that you time your purchase right and learn the best time of year to buy a home.

Disclosures

Mirastar offers mortgage loans for properties located in California only. All loans are subject to credit approval. Membership eligibility required. Other restrictions may apply.

Mirastar does not underwrite the following types of property:

  • Second homes, vacation homes, or investment properties
  • Mobile/manufactured/modular homes • Multi-family homes with five or more units
  • Co-ops 
  • Mixed-use properties

    Mirastar currently offers both fixed and adjustable rates for conventional and jumbo loans on properties including:

  • Single-family homes 
  • Multi-family homes  with up to four units
  • Townhouses 
  • Condominiums 
  • Planned Unit Development (PUD)

Home Mortgage Disclosure Act (HMDA) Notice

The HMDA data about our residential mortgage lending is available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this website.