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Use Your Home’s Equity

Unlock your home’s equity and open the door to more financial possibilities.

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Turn your biggest dreams into reality.

Thinking about renovating your home, paying for college tuition, or planning a major family vacation? A home equity loan or line of credit are great options to make these big plans come to life.

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Home Equity Line of Credit (HELOC)

Access your home’s equity with a flexible line of credit for home improvements, debt consolidation, or unexpected expenses. Borrow what you need, when you need it, with competitive rates and easy access to funds.

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Home Equity Loan

Borrow against the equity in your home and receive a lump sum of money to use for things like home improvements, paying off debt, or other expenses. You’ll pay it back in regular monthly payments, just like a regular loan, usually at a fixed interest rate.

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Connect with a mortgage expert.

Looking for personalized advice on your home equity options? Connect with one of our experts today—we’re here to help find the right solution for you. Call us at 408.282.0742 or 1.800.282.6212.

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Refinance Your Home

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Buy a Home

We get to know and understand your home loan needs through one-on-one conversations. No high-pressure sales pitch, no getting passed around from person to person. You get a dedicated team that will work with you every step of the way to ensure that the home loan approval process is quick and easy. We know your life is busy, so let us call you. It only takes a few minutes for us to understand what you’re looking for.
Learn more

Apply for a home equity loan or line of credit.

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Knowledge is powerful.

Understanding how to manage your money shouldn’t be complicated. Here’s a variety of topics designed to build your knowledge so you can make the best financial decisions possible.

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Disclosures

Mirastar offers mortgage loans for properties located in California only. All loans are subject to credit approval. Membership eligibility required. Other restrictions may apply.

Mirastar does not underwrite the following types of property:

  • Second homes, vacation homes, or investment properties
  • Mobile/manufactured/modular homes
  • Multi-family homes with five or more units
  • Co-ops
  • Mixed-use properties

Mirastar currently offers both fixed and adjustable rates for conventional and jumbo loans on properties including:

  • Single-family homes
  • Multi-family homes  with up to four units
  • Townhouses
  • Condominiums
  • Planned Unit Development (PUD)

Home Equity Lines of Credit (HELOC) are variable rate loans and rate may increase throughout loan term. For rate information, see rates.

For full terms and conditions, view the HELOC disclosure.

Home Mortgage Disclosure Act (HMDA) Notice

The HMDA data about our residential mortgage lending is available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this website.

 

 

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