Secure Your Family Finances

Building a life with your loved ones is about creating a safe foundation for your children. Whether you are opening a first savings account for your teens or managing household expenses, these steps are the building blocks of a secure future. Scammers often target families to exploit trust and compromise your household security. By sharing knowledge, we can protect our members from financial loss.

Real World Scenarios

• Child Identity Theft: A parent receives a credit card offer or a collection call in the name of their minor child indicating the child’s Social Security number has been stolen.
• Gaming Microtransaction Fraud: A child is tricked into sharing account details with a stranger online who promises free in game currency but instead racks up charges on a linked parent credit card.
• The Family Emergency Text: A parent gets a text from an unknown number saying it is their child who broke their phone and needs money sent to a temporary account immediately.

Building a life with your loved ones is about creating a safe foundation for your children. Whether you are opening a first savings account for your teens or managing household expenses, these steps are the building blocks of a secure future. Scammers often target families to exploit trust and compromise your household security. By sharing knowledge, we can protect our members from financial loss.

Real World Scenarios

• Child Identity Theft: A parent receives a credit card offer or a collection call in the name of their minor child indicating the child’s Social Security number has been stolen.
• Gaming Microtransaction Fraud: A child is tricked into sharing account details with a stranger online who promises free in game currency but instead racks up charges on a linked parent credit card.
• The Family Emergency Text: A parent gets a text from an unknown number saying it is their child who broke their phone and needs money sent to a temporary account immediately.

Closing the Gap on Fraud

Securing your household finances builds a safe foundation for your children to thrive. Taking proactive steps today means expanding new possibilities for your family tomorrow without the worry of scams. Be sure to stay tuned next month when we cover essential tips for safe summer travel.

Protecting our community starts with conversations, whether you are sharing helpful safety tips on social media or discussing a recent incident with a neighbor. To keep everyone secure, our focus remains on three key pillars:

• Avoid Scams: Stay informed to stop fraud before it starts.
• Report Scams: Share your experience to help officials track and stop criminals.
• Recover from Scams: Access resources to help you get back on track if you are targeted.

Take action and report fraud at ReportFraud.ftc.gov.

Help Prevent the Scams this June

Don’t let a scammer ruin your April. Stay vigilant, stay skeptical, and keep your personal info private. If you see something suspicious, do not hesitate to reach out. Contact our support team immediately.

• Freeze your card instantly using the Mirastar Mobile App.
• Contact Member Support directly at (800) 282-6212 or (408) 282-0700.
• Report the fraud at ReportFraud.ftc.gov (https://reportfraud.ftc.gov) to help protect the rest of our community.