Santa Clara County Employees, Retirees & Family Members
Welcome to Mirastar—your trusted partner for financial well-being.
Santa Clara County Employee Benefits at Mirastar Federal Credit Union
Mirastar Federal Credit Union is proud to stand with the dedicated employees, retirees, and families of Santa Clara County who help our communities thrive every day. Our exclusive benefits program is designed to recognize your service and support your financial well-being with personalized solutions, competitive rates, and member-only discounts. As your trusted financial partner, we are committed to helping you achieve your goals and build a brighter future, today and for generations to come.
Key Benefits and Discounts
As a Santa Clara County employee, you have access to a range of exclusive benefits and discounts tailored to your needs:
Auto Loans
Enjoy an additional 0.25% rate discount on your next Auto or RV Loan.1
Personal Loans
Receive a 0.25% discount on new personal unsecured loans.1
Home Loans
Get a $2,500 credit toward closing costs on first mortgage loans (new loans only).2
Enterprise Vehicle Discounts
Save up to 1.00% off member rates for Enterprise vehicles financed through Mirastar (up to 60-month term).3
Early Pay
Get paid up to 2 days earlier with direct deposit.
Youth Programs
Help your kids save and learn with youth savings programs.
Free Financial Education
Access complimentary money management webinars and counseling.
Scholarships
Annual scholarships available for student members.
Exclusive Event Access
Discounted tickets to sporting events, concerts, and more!
Our Commitment to County Employees
Mirastar was founded by and for public service professionals, and our commitment to you has never wavered. We honor your dedication by providing:
Personalized Service
You’re more than a member—you’re part of a legacy built on trust, care, and people helping people .
Exclusive Member Benefits
Our programs are designed to reward your service and help you thrive at every stage of life.
Financial Empowerment
We offer modern tools, educational resources, and guidance to support your financial journey .
Community Focus
We continually invest in programs and partnerships that uplift our members and strengthen our communities.
Ready to Get Started?
Join Mirastar Federal Credit Union and experience the difference of a financial partner who truly understands and values your service. Apply for membership, open a new account, or explore our loan options designed just for Santa Clara County employees.
Disclosures
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1. New loans only. Refinances of existing Mirastar Federal Credit Union loans are not eligible. Payment Example: A $25,000 loan at 7.00% APR (after applying the 0.25% discount) would result in 72 monthly payments of $427.51. APR = Annual Percentage Rate.
2. New loans only. Refinances of existing Mirastar Federal Credit Union first mortgage loans are not eligible.
3. 1.00% off member rate for Enterprise vehicles financed with Mirastar for loans up to 60-month term. Payment Example: $20,000 loan at 6.50% APR (after 1.00% discount), 60 monthly payments of $392.42. Used vehicles were either previously part of the Enterprise rental fleet and/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.