
Visa Platinum Rewards Credit Card
Platinum Reward Credit Card catered to earning points.
Low rates, Great Rewards, and Big Benefits.
Get more from your spending with the Mirastar Visa Platinum Rewards credit card. Designed for our members, this card offers low rates, no annual fees, and a straightforward rewards program. Start earning double points on groceries in your first month (that’s with no spending limits), and after three months, enjoy a dollar-for-dollar match in points on all your purchases. It’s that easy.

Visa Platinum Rewards
Earning rewards for future purchases.
Spend $500 in the first 3 months of account opening, get 10,000 points.** After that, get Dollar-for-Dollar points for all purchases.
18.00%
Variable APREarn Double Reward Points on Grocery Purchases from 3/10/25 to 4/10/25 with Mirastar’s Visa Platinum Rewards Card.*
Reward Yourself Faster with Mirastar’s Platinum Rewards Card! You can enjoy incredible benefits, including:
- 10,000 points when you spend $500 within the first 3 months of account opening.**
- Double rewards on grocery purchases from 3/10/25 to 4/10/25 to maximize your points.
Start earning and watch your points grow faster with every purchase. Whether you’re shopping for essentials or indulging in something special, the rewards add up in no time!

We make it simple, fast and secure to apply for credit cards online.
First, determine which card is right for you. We offer the following cards equipped with Verified by Visa and Visa Checkout for your safety and convenience:
- Visa Platinum
- Visa Platinum Rewards
For more information, our Loan Advisors can assist you by simply calling 408-282-0700. Or, apply online in as little as 5-10 minutes.
You should receive your VISA Credit Card, Debit Card (Check Card) or ATM card within 10 business days. If you have not received it within this timeframe, please contact us at 408.282.0700 or 800.282.6212.
Our Secured Visa is best for members who are building their credit (aka: you’re looking to improve your credit or have little to no credit history). This credit card is secured by money you deposit in a savings account. For example, if you make a $500 deposit, you will have that credit limit available on your card. The more you deposit, the higher your spending limit.
Our Visa Platinum is great for expanding your credit profile or credit report. Better yet, we’ve eliminated fees that other card issuers charge. No annual fees, and no over-limit fees – making it one of the best credit card options available today.
Our Visa Platinum Rewards is a great way to earn rewards on your purchases. You earn Dollar-for-Dollar points for all card purchases, receiving more value for your money. Plus, no annual fees. This is ideal for maximizing your spending dollars.
Apply for a credit card today.
Disclosures
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*This is a limited time offer available from 03/10/2025 to 04/10/2025. 2x Reward Points: You will earn 2 rewards points for every $1 dollar you spend when you make purchases at grocery stores. 2x points are based on merchant code and not product. There is no point maximum.
**To qualify and receive your bonus of 10,000 rewards points, you must make Purchases totaling $500 or more during the first 3 months from account opening. Purchases do not include balance transfers and cash advances. Offer excludes existing Mirastar Visa Rewards cards.
APR = Annual Percentage Rate. This is a variable rate account. We add a “Margin” of 10.740% to the Prime Rate to determine the VISA Rewards APR for Purchases, Balance Transfers, and Cash Advances (the daily periodic rate is currently 0.0493%); maximum APR 18% (corresponding to a daily periodic rate of 0.0493%).
The rate disclosed above is subject to credit approval and income verification. Rates and If under 21, you must prove financial independence or have a qualified co-borrower over age 21. terms are subject to change. Terms and conditions apply. Refer to the Credit Card Agreement and the Application & Solicitation Disclosure for additional information or visit our website at https://www.mirastarfcu.org/banking/borrow-buy/credit-cards/.