Safe Travels and Secure Finances

Safe Travels and Secure Finances
Summer vacations are the perfect time for creating lifelong memories. Whether you are planning a cross-country road trip or a relaxing beach getaway, you deserve to enjoy the trip you saved for. Unfortunately, the busy travel season is also peak time for scammers who want to steal your funds while you are away from home. Being proactive helps secure your hard-earned vacation.
Real World Scenarios
- The Fake Rental Listing: A traveler books a deeply discounted vacation home on a third-party site only to arrive and find the property does not exist or is not actually for rent.
- Public Wi-Fi Snooping: A tourist logs into their bank account using an unsecured airport Wi-Fi network allowing a hacker to intercept their login credentials.
- The Overbooked Flight Scam: A passenger receives a text claiming their flight is canceled and offering a rebooking link that steals their credit card information.
Shielding Your Success
- Book travel directly through reputable airlines and hotels instead of clicking on unverified social media ads.
- Use a virtual private network when connecting to public Wi-Fi to encrypt your data and block hackers.
- Notify your financial institution of your travel dates to ensure legitimate out of state purchases are not flagged as fraud.
Closing the Gap on Fraud
A little preparation goes a long way in ensuring your summer vacations remain strictly about making memories. Protecting your travel funds keeps you in the driver seat of your financial journey. Be sure to stay tuned next month as we shift gears to outsmarting back to school tuition scams.
Protecting our community starts with conversations, whether you are sharing helpful safety tips on social media or discussing a recent incident with a neighbor. To keep everyone secure, our focus remains on three key pillars:
- Avoid Scams: Stay informed to stop fraud before it starts.
- Report Scams: Share your experience to help officials track and stop criminals.
- Recover from Scams: Access resources to help you get back on track if you are targeted.
Take action and report fraud at ReportFraud.ftc.gov.
Help Prevent the Scams this July
Don’t let a scammer ruin your April. Stay vigilant, stay skeptical, and keep your personal info private. If you see something suspicious, do not hesitate to reach out. Contact our support team immediately.
- Freeze your card instantly using the Mirastar Mobile App.
- Contact Member Support directly at (800) 282-6212 or (408) 282-0700.
- Report the fraud at ReportFraud.ftc.gov (https://reportfraud.ftc.gov) to help protect the rest of our community.