Visa Platinum Rewards Credit Card
Platinum Rewards Credit Card catered to earning points.
Low Rates and Exclusive Rewards for Every Journey.
Enjoy competitive rates and no annual fee for a rewarding member experience. For a limited time, earn 2x points on gas purchases to fuel your summer travel. It is smart spending made easy to help you explore what is possible.
Fuel Your Journey and Explore What’s Possible
Every mile is an opportunity to discover something new. Whether you are heading out on a summer road trip or simply navigating your daily commute, the Mirastar Visa® Platinum Rewards Card helps you get more out of every stop.
Earn 2x Reward Points* for every $1 spent on the gas that keeps you moving:
- 2x Points on Gas: Power your daily commute and road trips with double rewards on fuel. *
- 10,000 Bonus Points: Earn 10,000 points when you spend $500 within your first 3 months. *
- Unlimited Rewards: No caps on the points you can accumulate during this promotion. *
Explore what’s possible. Turn your summer plans into more rewards and see how far your Mirastar Visa® Platinum Card can take you.
Limited-time offer: May 1 – June 30, 2026
*See terms and conditions for details.
FAQs
We make it simple, fast and secure to apply for credit cards online.
First, determine which card is right for you. We offer the following cards equipped with Verified by Visa and Visa Checkout for your safety and convenience:
- Visa Platinum
- Visa Platinum Rewards
For more information, our Loan Advisors can assist you by simply calling 408-282-0700. Or, apply online in as little as 5-10 minutes.
You should receive your VISA Credit Card, Debit Card (Check Card) or ATM card within 10 business days. If you have not received it within this timeframe, please contact us at 408.282.0700 or 800.282.6212.
Our Secured Visa is best for members who are building their credit (aka: you’re looking to improve your credit or have little to no credit history). This credit card is secured by money you deposit in a savings account. For example, if you make a $500 deposit, you will have that credit limit available on your card. The more you deposit, the higher your spending limit.
Our Visa Platinum is great for expanding your credit profile or credit report. Better yet, we’ve eliminated fees that other card issuers charge. No annual fees, and no over-limit fees – making it one of the best credit card options available today.
Our Visa Platinum Rewards is a great way to earn rewards on your purchases. You earn Dollar-for-Dollar points for all card purchases, receiving more value for your money. Plus, no annual fees. This is ideal for maximizing your spending dollars.
Apply for a credit card today.
Disclosures
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*This limited time offer is valid from May 1, 2026, to Jun 30, 2026. 2x Reward Points: During this period, you will earn 2 reward points for every $1 spent on qualified gas purchases. Reward points are determined by merchant category codes rather than specific products. New and current cardholders are eligible to earn these bonus points. There is no maximum limit on the points you can earn during this promotion.
**To qualify and receive your bonus of 10,000 rewards points, you must make Purchases totaling $500 or more during the first 3 months from account opening. Purchases do not include balance transfers and cash advances. Offer excludes existing Visa® Platinum Rewards cards.
1 Annual Percentage Rates (APRs) as of 03/01/2026: The following APRs apply to Purchases, post-introductory Balance Transfers, and Cash Advances. These are variable rates and will vary with the Prime Rate. We add a “Margin” to the Prime Rate to determine APRs (demonstrated below). VISA® Platinum Rewards: 17.49% APR (Prime Rate + 10.74%). The daily periodic rate is 0.0479% for Platinum Rewards. Rates and terms are based on creditworthiness and subject to change.
All loans are subject to credit approval and income verification. If under 21, you must prove financial independence or have a qualified co-borrower over age 21. For full terms and conditions, please see the Credit Card Agreement and Application & Solicitation Disclosure.