Visa Platinum Rewards Double Rewards
Double Your Rewards on Travel & Dining1
Earn 2X the Rewards when you use your Visa Platinum Rewards Card for travel and dining.1
Limited Time Offer: October 1, 2025 to December 31, 2025.1
Enjoy low rates, no annual fees, and a simple, rewarding experience. Plus, for a limited time, earn 2X the rewards on all your travel and dining purchases.1 This special offer is exclusive for our members. It’s smart spending made easy.
Visa Platinum Rewards
To Earn reward points for future purchases.
Spend $500 in the first 3 months of qualified account opening, get 10,000 points.**
Also you can earn double the rewards on your adventures and meals. From October 1, 2025 to December 31, 2025, get 2X points for every dollar you spend on flights, hotels, restaurants, bars, and fast food. There’s no limit to how many points you can earn.1
After December 31st, 2025, get Dollar-for-Dollar points for all purchases. Plus get 7,500 Diamond Anniversary bonus points when you make purchases between 9/01/2025 to 11/30/2025.*
18.00%
Variable APRUnlock 17,500 Bonus Points with Our Visa Platinum Rewards Card
Celebrate 75 years with Mirastar! Open a new Visa Platinum Rewards Credit Card and make qualifying purchases to earn a generous 17,500 Bonus Points with this exclusive offer for our valued members. Limited time offer. Ends December 31, 2025.
FAQs
We make it simple, fast and secure to apply for credit cards online.
First, determine which card is right for you. We offer the following cards equipped with Verified by Visa and Visa Checkout for your safety and convenience:
- Visa Platinum
- Visa Platinum Rewards
For more information, our Loan Advisors can assist you by simply calling 408-282-0700. Or, apply online in as little as 5-10 minutes.
You should receive your VISA Credit Card, Debit Card (Check Card) or ATM card within 10 business days. If you have not received it within this timeframe, please contact us at 408.282.0700 or 800.282.6212.
Our Secured Visa is best for members who are building their credit (aka: you’re looking to improve your credit or have little to no credit history). This credit card is secured by money you deposit in a savings account. For example, if you make a $500 deposit, you will have that credit limit available on your card. The more you deposit, the higher your spending limit.
Our Visa Platinum is great for expanding your credit profile or credit report. Better yet, we’ve eliminated fees that other card issuers charge. No annual fees, and no over-limit fees – making it one of the best credit card options available today.
Our Visa Platinum Rewards is a great way to earn rewards on your purchases. You earn Dollar-for-Dollar points for all card purchases, receiving more value for your money. Plus, no annual fees. This is ideal for maximizing your spending dollars.
Apply for a credit card today.
Disclosures
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*Limited Time Diamond Anniversary Points Bonus Offer
To earn 7,500 bonus rewards points, make your first purchase with your new Visa Platinum Rewards Credit Card between 09/01/2025 and 12/31/2025. No minimum purchase limit. Only one 7,500 bonus per new account.
Rewards points are credited at the start of the following month. Terms and conditions apply. See full terms, APR, fees and conditions in the Credit Card Agreement and the Application & Solicitation Disclosure. Offer subject to change. Offer not available to existing Visa Platinum Rewards cardholders.
**Rewards Bonus Offer
To earn 10,000 rewards points, you must make $500 or more in eligible Purchases within the first 3 months from account opening.
Balance transfers and cash advances do not qualify.
Offer not available to existing Mirastar Visa Rewards cardholders.1Limited Time Earn Double Point for Travel and Dining
This is a limited time offer available from 10/01/2025 to 12/31/2025.
2x Reward Points: You will earn 2 rewards points for every $1 dollar you spend when you make qualified purchases for travel and dining expenses (Car Rentals, Lodging, Transportation Services, Airlines, and Restaurants, Bars and Fast Food). 2x points are based on merchant code and not product. There is no point maximum.
Annual Percentage Rates (APRs) as of 03/01/2025:
The following APRs apply to Purchases, post-introductory Balance Transfers, and Cash Advances. These are variable rates and will vary with the Prime Rate. We add a “Margin” to the Prime Rate to determine APRs (demonstrated below).- VISA Share Secured and VISA Platinum: 15.24% APR (Prime Rate + 7.74%)
- VISA Platinum Rewards: 18.00% APR (Prime Rate + 10.74%, capped at 18.00%)
As of 03/01/2025, the Prime Rate is 7.50%.
The daily periodic rate is:- 0.0417% for Share Secured and Platinum
- 0.0493% for Platinum Rewards (maximum rate)
Additional Information
- Rates and terms are based on creditworthiness and subject to change. For full terms, see the Credit Card Agreement and Application & Solicitation Disclosure.
- All loans are subject to credit approval and income verification.
- If you are under 21, you must demonstrate independent ability to repay or apply with a qualified co-borrower who is at least 21 years old.
- Balance transfer offers apply to U.S.-issued cards only.
- Visa’s Zero Liability policy does not cover ATM transactions or PIN-based transactions not processed through the Visa network
Fees
Balance Transfer (including introductory Balance Transfers) – 3.00% of the amount of each balance transfer.
Cash Advance – 3.00% of the amount of each cash advance.
Foreign Transaction – 2.00% of each transaction in U.S. dollars.
Late Payment – $25.00 or the amount of the required minimum payment, whichever is less, if you are one or more days late in making a payment.
Returned Payment – $20.00 or the amount of the required minimum payment, whichever is less.
Returned Convenience Check Fee – $25.00 or the amount of the required minimum payment, whichever is less.
Card Replacement Fee – $6.00.
Document Copy Fee – $15.00.